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How to solve Credit card recovery agents problems

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Creditors can take action to recover their money if you have unpaid debts and this intent is not illegal by itself. However, if the steps taken to recover the debt amount to harassment or cause you trauma, then you have the right to put an end to it. What is harassment by creditors? Sending reminders for their dues, calling you for the purpose of recovering the debt during working hours or even taking court action are technically not illegal. Creditors have the right to recover their money owed. However, if creditors' behavior includes the following actions, it could be seen as harassment, which you have the right to put a stop to: - Contacting you any odd hour of the day, including early morning and late night - Not informing you that your debt has been transferred to a collection agency - Threatening you, either verbally or physically - Not acknowledging it if you deny the debt; persisting with their collection practices - Suggesting or pressuring you to get another loan or sell ...